Q. My health coverage was terminated when my employer shut down and laid off all its workers. HR tells me there is no longer a health plan, but I understand the economic stimulus was supposed to help continue my health coverage through COBRA. Can my boss do that?
A. Possibly. Although the American Recovery and Reinvestment Act provides a premium-reduction to help qualified individuals pay for COBRA continuation health coverage, if there is no longer a health plan, there is often no COBRA coverage available. If related employer or successor employer sponsors a group health plan, it may be responsible for providing coverage to you, according to the US Department of Labor.
If you believe a related or successor employer may be responsible for providing you with COBRA coverage, you can contact the employer directly or EBSA toll free at 1.866.444.3272 to speak to a Department of Labor Benefits Advisor for assistance.
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